This is not an eligibility check: each program decides who is eligible. Program rules as published, checked September 2026.
Federal (CRA, line 31285)
Home Accessibility Tax Credit
Claim up to $20,000 of eligible expenses a year
For a person who is 65 or older at the end of the year, or eligible for the disability tax credit at any time in the year. The home must be owned and lived in by that person, or by a family member who claims and lives with them.
- The renovation must be lasting and part of the home, and help the person get into, move around or function in it, or reduce the risk of harm.
- Not reduced by grants or forgivable loans.
- Keep invoices and receipts with the contractor's name, address and GST/HST number if applicable.
The program decides who is eligible. Source: CRA, line 31285 page (modified 2026-07-24); checked September 2026.
City of Ottawa homeowner program
Ontario Renovates (City of Ottawa)
Up to $20,000: a $15,000 10-year forgivable loan plus a $5,000 accessibility grant
For Ottawa homeowners who own and live in the home as their sole and principal residence, under the City's home-value and household-income limits, who are 65 or older, have a disability, or live with a senior or a person with a disability.
Income-tested: the program's own limits apply
- Open until March 31, 2027, first come, first served.
- Work done before approval is not eligible.
- Eligible accessibility work may include ramps, handrails, chair and bath lifts, and height adjusted countertops.
The program decides who is eligible. Source: ottawa.ca, Ontario Renovates homeowner page; checked September 2026.
March of Dimes Canada, funded by Ontario
Home and Vehicle Modification Program
Up to $15,000 lifetime for home modifications
For permanent Ontario residents with a permanent, ongoing or recurring disability that impedes mobility, under the program's after-tax household income limits.
Income-tested: the program's own limits apply
- No repayment for work done before the program authorizes it.
- Solutions as recommended by an occupational therapist.
- Renters need landlord approval; condo owners need a condo board letter.
The program decides who is eligible. Source: marchofdimes.ca, HVMP pages; checked September 2026.
Government of Ontario
Ontario Seniors Care at Home Tax Credit
25% of claimable medical expenses up to $6,000, for a maximum credit of $1,500
A credit on eligible medical expenses, under the program's own rules, for people who turned 70 or older in the year (or whose spouse or partner did). It is not a renovation grant. Reduced by 5% of family net income over $35,000.
Income-tested: the program's own limits apply
- Its list of eligible medical expenses names bathroom aids such as grab bars, and some renovation costs where there is a severe and prolonged impairment. The program's rules decide what counts.
The program decides who is eligible. Source: ontario.ca (updated June 26, 2025); checked September 2026.
Government of Ontario
Ontario Seniors' Home Safety Tax Credit (closed)
Closed
It was available for the 2021 and 2022 tax years only, and it is not on the CRA's 2025 list of Ontario credits. Some contractor pages still advertise it.
Source: Ontario factsheet (October 18, 2023); CRA 2025 Ontario tax information.
The Multigenerational Home Renovation Tax Credit is for building a self-contained secondary unit, not for these jobs. The CRA's medical expense tax credit may also apply to some renovation costs for a person with a severe and prolonged mobility impairment; the CRA sets the conditions.